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	<title>For Sellers Archives - Platinum Realty Services</title>
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		<title>Don’t Let Home Prices Headlines Fool You</title>
		<link>https://www.prscahomes.com/dont-let-home-prices-headlines-fool-you/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Wed, 01 Apr 2026 10:30:00 +0000</pubDate>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Home Prices]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/dont-let-home-prices-headlines-fool-you/</guid>

					<description><![CDATA[<p>Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need. The truth is prices are going to vary depending on where [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/dont-let-home-prices-headlines-fool-you/">Don’t Let Home Prices Headlines Fool You</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about <a href="https://www.simplifyingthemarket.com/2026/03/04/are-home-prices-dropping-heres-the-real-story/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">home prices</a>. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.</p>
<p><strong>The truth is prices are going to vary depending on where you live. But they&#8217;re not crashing.</strong></p>
<p>Here’s what you need to know.</p>
<h4><strong>The Local Perspective: Home Price Trends by Area</strong></h4>
<p><strong>The biggest thing feeding into the confusion online is how different home price trends are by area right now.</strong> Take a look at this <a href="https://www.resiclubanalytics.com/p/home-price-analysis-metros-counties-zip-codes-housing-market-march-2026" rel="noopener noreferrer" target="_blank">data</a> from <em>ResiClub </em>and <em>Zillow </em>(<em>see graph below</em>).</p>
<p>About half of the largest metros are seeing prices go up.</p>
<p>The other half are seeing some declines.</p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260325/20260401-Price-Trends-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260325/20260401-Price-Trends-original.png" alt="a graph of different colored lines" style="width: 100%; height: auto; display: block;"></a>Unfortunately, the online chatter only focuses on the markets where prices are down – and that makes it sound like something bigger is happening.</p>
<p>But, as you can see in this graph, that’s only one side of the story.<strong> </strong>The full picture is different.</p>
<h4><strong>The National Perspective: Moderate Price Growth</strong></h4>
<p><strong>As a country, when you average it all together to get a true baseline, one thing becomes clear, home prices are still net positive at the national level.</strong></p>
<p>According to the <em>Redfin, </em>national home prices were up about 1% year-over-year in February. So, what we’re seeing right now isn’t a collapse. It’s a market that’s normalizing after a period of unusually fast growth. And that impacts some local markets more than others – particularly those where prices rose too far, too fast during the pandemic. </p>
<p>A true crash, like what happened in 2008, would mean prices dropping sharply across the entire country. That’s just not what the data shows today. And it’s not where things are going either.</p>
<h4><strong>Experts Agree This Isn’t 2008</strong></h4>
<p>In fact, <em>Fannie Mae </em><a href="https://www.fanniemae.com/data-and-insights/surveys-indices/home-price-expectations-survey-hpes" rel="noopener noreferrer" target="_blank">surveyed</a> over 100 housing market experts to ask their opinions on where prices are headed from here. And the experts agree, nationally, prices are expected to <strong>keep rising over the next five years</strong>: </p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260325/20260401-Experts-Agree-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260325/20260401-Experts-Agree-original.png" alt="a graph of green rectangular bars with numbers" style="width: 100%; height: auto; display: block;"></a>That rise will be moderate, particularly this year, but the trend is clear. Nationally, prices are forecast to grow every year now through at least 2030 – and that’s normal. Daryl Fairweather, Chief Economist, at <em>Redfin </em>explains:</p>
<blockquote><p><em>“</em><strong><em>House prices aren’t going to fall on a national scale any time soon—and that’s actually a good thing. </em></strong><em>It’s normal for house prices to rise gradually over time . . .”</em></p></blockquote>
<p>That&#8217;s why even in the select areas where prices have dropped slightly this year, the decline is expected to be temporary. According to that same quarterly <em>Fannie Mae </em><a href="https://www.fanniemae.com/data-and-insights/surveys-indices/home-price-expectations-survey-hpes%E2%80%8B" rel="noopener noreferrer" target="_blank">survey</a> mentioned above, 85% of the experts say the markets that are seeing mild declines right now will return to positive price growth before the end of 2027.</p>
<p><strong>The main takeaway? This isn’t a crash. And prices aren’t expected to fall nationally. If anything, the few areas experiencing declines are expected to rebound in the next year or so.</strong></p>
<h3>Bottom Line</h3>
<p>It’s easy to get caught up in headlines that make it sound like something big is about to happen. But don’t be fooled. The housing market isn’t crashing. It’s just shifting.</p>
<p>The key is understanding what’s actually happening in your market, so you can make the right move for you. Connect with a real estate agent if you want the local perspective.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/dont-let-home-prices-headlines-fool-you/">Don’t Let Home Prices Headlines Fool You</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>The Best Week To List Your House Is Just Around the Corner</title>
		<link>https://www.prscahomes.com/the-best-week-to-list-your-house-is-just-around-the-corner/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Thu, 26 Mar 2026 10:30:00 +0000</pubDate>
				<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Selling Tips]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/the-best-week-to-list-your-house-is-just-around-the-corner/</guid>

					<description><![CDATA[<p>While the Spring season consistently offers up some of the best conditions for home sellers, Realtor.com says there’s one window where the stars really seem to align year after year. And it’s coming up fast. Based on their analysis of historical trends, the ideal week to put your house on the market this year is: [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/the-best-week-to-list-your-house-is-just-around-the-corner/">The Best Week To List Your House Is Just Around the Corner</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>While the <a href="https://www.simplifyingthemarket.com/2026/03/05/spring-sellers-have-an-edge-heres-why/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">Spring season</a> consistently offers up some of the best conditions for home sellers, <em>Realtor.com</em> <a href="https://www.realtor.com/research/best-time-to-sell-2026/" rel="noopener noreferrer" target="_blank">says</a> there’s one window where the stars really seem to align year after year. And it’s coming up fast.</p>
<p><strong>Based on </strong><a href="https://mediaroom.realtor.com/2026-03-18-April-12-18th-is-the-Best-Week-to-Sell-in-2026-According-to-Realtor-com-R" rel="noopener noreferrer" target="_blank"><strong>their analysis</strong></a><strong> of historical trends, the ideal week to put your house on the market this year is: <em>April 12–18.</em></strong></p>
<p>And here’s why this window stands out as being particularly seller-friendly:</p>
<ul>
<li><strong>Buyers Are More Active. </strong>According to the <a href="https://www.realtor.com/research/best-time-to-sell-2026/" rel="noopener noreferrer" target="_blank">research</a> coming out of <em>Realtor.com</em>, homes listed during this week typically get about <strong>16.7% more views </strong>than in a normal week. And in a market where buyers have options, getting that extra attention can set the tone for your entire sale.</li>
<li><strong>Sales Happen Faster. </strong><em>Realtor.com</em> also <a href="https://www.realtor.com/research/best-time-to-sell-2026/" rel="noopener noreferrer" target="_blank">explains</a> the added demand from buyers sets you up for a faster process. While homes have been taking longer to sell lately, homes up for sale this week were on the market for <strong>17% less time</strong> than usual. And that’s a difference you’ll be able to feel.</li>
<li><strong>A Better Price for Your House. </strong>Since the number of homes for sale has grown, it’s normal for buyers to ask for credits, repairs, and price adjustments today. But, during this early Spring window, about <strong>18.9% fewer homes do a price cut</strong>. That gives you a better chance of getting your full asking price.</li>
<li><strong>More Profit in Your Pocket. </strong>According to the study, well-prepped homes listed this week can command a price that’s about <strong>$5,300 more than the average week</strong> (and $26,000 more than homes at the start of the year).</li>
</ul>
<p><strong>And what seller doesn’t want more eyes on their house, getting an offer in hand sooner (rather than later), and their best shot at selling for top dollar?</strong></p>
<h4><strong>What You Need To Do To Get Ready</strong></h4>
<p>If you’re already thinking about selling and you want to take advantage of this sweet spot, your next step is shockingly simple. Just talk to a local agent.</p>
<p>Their expertise on your area is going to be key over the next few weeks. Because these trends are going to vary by state, city, and even neighborhood. And your agent will use that insider knowledge to help you figure out what you need to do now to get your house ready. Including:</p>
<ul>
<li>What you’ll want to spruce up before listing</li>
<li>How to prioritize any repairs (and contractors that can help)</li>
<li>Quick wins that’ll have a big impact</li>
<li>What buyers care most about today</li>
</ul>
<p>For some sellers, that’s a few easy fixes they can knock out in the next couple of weeks. A fresh coat of paint. Some new mulch. Or some light Spring cleaning.</p>
<p>For others, it’s worth taking another month or so to make some minor updates before listing. And that’s okay. <strong>Because while this mid-April window may give sellers an advantage, it’s not your only opportunity to sell.</strong></p>
<p><em>Zillow </em>says the best time to list is in May. And that means <strong>the golden window for sellers isn’t closing after this one week. It’s open all season long.</strong></p>
<h3>Bottom Line</h3>
<p>Getting your house on the market in mid-April may give you an extra edge, but the bigger opportunity is the Spring season as a whole. The real question is:</p>
<p><strong><em>Do you know what you need to do before you can list?</em></strong></p>
<p>Because it’s officially go-time for any seller planning a Spring move.</p>
<p><strong>If you want your house to hit the market this week (or even this season), talk to a local agent about what it’ll take to get it ready.</strong></p>
</div>
<p>The post <a href="https://www.prscahomes.com/the-best-week-to-list-your-house-is-just-around-the-corner/">The Best Week To List Your House Is Just Around the Corner</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>The Remodel You’ve Been Dreaming About May Be Closer Than You Think</title>
		<link>https://www.prscahomes.com/the-remodel-youve-been-dreaming-about-may-be-closer-than-you-think/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Mon, 23 Mar 2026 10:30:00 +0000</pubDate>
				<category><![CDATA[Equity]]></category>
		<category><![CDATA[For Sellers]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/the-remodel-youve-been-dreaming-about-may-be-closer-than-you-think/</guid>

					<description><![CDATA[<p>That kitchen you’ve been mentally redesigning&#8230; The bathroom that really needs a refresh&#8230; Or the outdoor space you keep saying you’ll get to someday&#8230; What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that. Homeowners are expected to spend over $522 billion [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/the-remodel-youve-been-dreaming-about-may-be-closer-than-you-think/">The Remodel You’ve Been Dreaming About May Be Closer Than You Think</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>That kitchen you’ve been mentally redesigning&#8230;</p>
<p>The bathroom that really needs a refresh&#8230;</p>
<p>Or the outdoor space you keep saying you’ll get to someday&#8230;</p>
<p><strong>What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that.</strong></p>
<p>Homeowners are expected to spend over <a href="https://www.jchs.harvard.edu/blog/remodeling-growth-set-downshift-late-2026" rel="noopener noreferrer" target="_blank">$522 billion</a> on home improvements by the end of 2026 – and they’re not draining their savings accounts to get it done. Many are using their <strong>home equity</strong>.</p>
<p>And if you’ve owned your home for 10+ years, there’s a chance you could use your equity to fund some home upgrades too. Let’s break down what you need to know first.</p>
<h4><strong>What Is Equity? And How Does It Help?</strong></h4>
<p><strong>Equity is the difference between what your house is worth and what you owe on your mortgage.</strong></p>
<p>And according to <em>Cotality</em>, the average homeowner has about <a href="https://mortgagetech.ice.com/publicdocs/mortgage/march-2025-mortgage-monitor-report.pdf" rel="noopener noreferrer" target="_blank">$313,000</a> worth of equity today. That’s more than enough to finally knock some projects off your list. And more people are realizing they can use that to give their home a little TLC.</p>
<p>Research coming out of <em>Meridian Link</em> says home improvements are the top thing people are using their equity for today.</p>
<h4><strong>Top Motivations for Equity-Based Borrowing:</strong></h4>
<ul>
<li><strong>Funding home improvements (45%)</strong></li>
<li>Using it to pay down other debts / debt consolidation (16%)</li>
<li>Investing in other properties (16%)</li>
</ul>
<p>Maybe it makes sense for you to do the same. But here’s what’s important. Just because you <em>can</em> use your equity doesn’t mean you <em>have to</em>. It also doesn’t mean every project makes sense.</p>
<h4><strong>What Projects Are Actually Worth It?</strong></h4>
<p>If you’re going to go this route, you’ll want to focus on upgrades that actually pay off. A good renovation should be something that improves the value of your home. Because, even if you’re not planning to sell soon, you want to make sure you’re setting yourself up for success when you do.</p>
<p>And an agent is the best resource as you weigh your options. They know what other homeowners are doing and what buyers in your area like. And that can be really helpful as you narrow down your project list. As the <em>National Association of Realtors</em> (NAR) <a href="https://www.nar.realtor/magazine/real-estate-news/sales-marketing/12-remodeling-projects-that-offer-the-best-value-at-resale" rel="noopener noreferrer" target="_blank">puts it</a>:</p>
<blockquote><p><em>“Being able to help sellers prioritize home improvements and maximize their net on the sale is a key value real estate agents offer.”</em></p></blockquote>
<p>Here’s a quick rundown of the <a href="https://store.realtor/2025-remodeling-impact-report-digital-download/" rel="noopener noreferrer" target="_blank">projects</a> with the best potential to recoup your costs according to NAR (<em>see graph below</em>). While it’s a good starting point, just remember it can’t match the expertise an agent can provide.</p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260319/20260323-Remodeling-Projects-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260319/20260323-Remodeling-Projects-original.png" alt="a graph of a number of blue and white bars" style="width: 100%; height: auto; display: block;"></a>As you can see, there’s a wide range of projects on that list. Yes, some are bigger-ticket items, like kitchens or baths. But others are smaller updates with surprisingly strong ROI.</p>
<p>A new front door is a great project. But it’s not something to use your equity for. But revamping your kitchen? That’s where your equity can come in and lighten the load.</p>
<h4><strong>Where To Go from Here</strong></h4>
<p>Whether the project you’ve been thinking about is on this list or not, chat with an agent to make sure it’s worth the time, money, and effort before calling in any contractors.</p>
<p><strong>Because the goal isn’t to do everything, it’s to invest where it counts.</strong></p>
<p>And if you want to use your equity to get one of the bigger projects done, meet with a financial advisor too. Because you’ll want to make sure you’ll maintain a good loan-to-value (LTV) threshold even after using your equity. That way you have all the information you need to make your decision.</p>
<h3>Bottom Line</h3>
<p>Whether you’re selling next year or just giving your house some TLC, the right home improvements today can set you up for success tomorrow. And the best part? Your equity may be the key to making it happen.</p>
<p><strong>What’s one upgrade you’ve been thinking about – and wondering if it’s worth it?</strong></p>
<p>Have a quick conversation with an agent to find out if it’s the right decision for your home.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/the-remodel-youve-been-dreaming-about-may-be-closer-than-you-think/">The Remodel You’ve Been Dreaming About May Be Closer Than You Think</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>The #1 Reason Buyers Walk Away (And How To Get Ahead of It)</title>
		<link>https://www.prscahomes.com/the-1-reason-buyers-walk-away-and-how-to-get-ahead-of-it/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Mon, 16 Mar 2026 10:30:00 +0000</pubDate>
				<category><![CDATA[Agent Value]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Selling Tips]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/the-1-reason-buyers-walk-away-and-how-to-get-ahead-of-it/</guid>

					<description><![CDATA[<p>You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market. And here’s the key thing to understand if you want to sell. [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/the-1-reason-buyers-walk-away-and-how-to-get-ahead-of-it/">The #1 Reason Buyers Walk Away (And How To Get Ahead of It)</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market.</p>
<p>And here’s the key thing to understand if you want to <a href="https://www.simplifyingthemarket.com/2026/03/05/spring-sellers-have-an-edge-heres-why/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">sell</a>. <strong>A lot of the time, there’s one common cause. And it’s something you can actually control.</strong></p>
<p>Here’s what you can do to get ahead of the biggest dealbreaker before it ever becomes a problem.</p>
<h4><strong>The Top Dealbreaker: Issues That Pop Up During the Inspection</strong></h4>
<p>A<em> Redfin </em>survey shows <strong>over 70% of recently cancelled contracts happened because of issues during the home inspection </strong>(<em>see graph below</em>): </p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260310/20260311-Buyers-Most-Often-Back-Out-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260310/20260311-Buyers-Most-Often-Back-Out-original.png" alt="a screenshot of a survey" style="width: 100%; height: auto; display: block;"></a>And that makes sense. Because today’s buyers have something they didn’t have a couple of years ago: <a href="https://www.simplifyingthemarket.com/2026/02/16/move-up-buyers-are-choosing-new-construction/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">options</a>.</p>
<h4><strong>Why Fixing Things Before You List Matters More Today</strong></h4>
<p>A few years back, when buyers felt rushed or boxed in due to the limited number of homes for sale, they were more willing to overlook issues.</p>
<p><strong>But in today’s market, skipping essential repairs is one of the fastest ways to lose a deal.</strong></p>
<p>Now that there are more homes to choose from, buyers can be more selective. If a house feels risky, outdated, or like it’s hiding expensive surprises, they’re a lot more likely to walk away. So, what do you have to fix? Just ask an agent.</p>
<h4><strong>How Your Agent Can Help Give You the Edge</strong></h4>
<p>A local agent will be able to walk through your house and offer advice on what to tackle based on your specific home, your market, and what buyers are prioritizing in your area. They&#8217;ll also have first-hand knowledge about some of the biggest turnoffs for buyers today. And you can use that expertise to prevent future headaches.</p>
<p>For example, according to <em>Zillow</em>, these are some of the issues buyers will care the most about:</p>
<ul>
<li><strong>Roof leaks or damage: </strong>sagging, leaking, etc.</li>
<li><strong>Plumbing problems: </strong>standing water, leaks, water damage, etc.</li>
<li><strong>Electrical concerns: </strong>outdated or exposed wiring, missing GFCI outlets, etc.</li>
<li><strong>HVAC issues:</strong> non-functioning units</li>
<li><strong>Pest or insect damage</strong>: termite colonies, etc.</li>
<li><strong>Hazardous materials:</strong> lead, mold, asbestos, etc.</li>
<li><strong>Safety/code violations</strong>: missing smoke detectors, windows stuck closed, etc.</li>
<li><strong>Structural problems</strong>: cracks in the foundation, sagging floors, etc.</li>
</ul>
<p> </p>
<p>Odds are not all of this even applies to your house. Maybe only 1-2 things do. Or maybe none of them do. It just depends. But an agent will have the tools and <a href="https://www.simplifyingthemarket.com/2026/01/19/home-updates-that-actually-pay-you-back-when-you-sell/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">resources</a> to help you figure it out and stay one step ahead.</p>
<h4><strong>The Benefits of a Pre-Listing Inspection</strong></h4>
<p>To buyers, these aren’t cosmetic issues. They’re trust issues. And that’s what you need to watch out for today. Once buyers start wondering “<em>what else might be wrong,” </em>it’s hard to recover momentum.</p>
<p>That’s why some agents are even recommending a <strong>pre-listing inspection </strong>as a<strong> </strong>sneak peek into what buyers will see on their own inspection. With that insight, you can:</p>
<ul>
<li>Fix concerns before you list, or disclose issues upfront</li>
<li>Avoid having to respond or negotiate under pressure</li>
<li>Stop scrambling to find contractors with availability before your closing date</li>
</ul>
<p>But remember, <strong>you don&#8217;t have to fix everything</strong>.<strong> You just have to be strategic about what you do tackle, so you and your buyer aren’t caught off guard.</strong></p>
<p>And that’s why you need an agent who can:</p>
<ul>
<li>Decide if a pre-listing inspection is worth it where you live</li>
<li>Recommend a trusted inspector (if you decide to get one)</li>
<li>Look at the results with you to identify true dealbreakers in your market</li>
<li>Help you decide what to fix or what to credit</li>
<li>Make sure you avoid over-spending or under-preparing</li>
</ul>
<h3>Bottom Line</h3>
<p><strong>One of the biggest dealbreakers for buyers today is inspection issues – and that’s something you can control. </strong>You just need to be proactive about high-impact repairs before you list.</p>
<p>If you want help figuring out where to focus, connect with an agent.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/the-1-reason-buyers-walk-away-and-how-to-get-ahead-of-it/">The #1 Reason Buyers Walk Away (And How To Get Ahead of It)</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>One Key Sign We’re Not Headed for a Wave of Foreclosures</title>
		<link>https://www.prscahomes.com/one-key-sign-were-not-headed-for-a-wave-of-foreclosures/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Thu, 12 Mar 2026 10:30:00 +0000</pubDate>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/one-key-sign-were-not-headed-for-a-wave-of-foreclosures/</guid>

					<description><![CDATA[<p>Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there. The simple truth is foreclosure filings are rising. But [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/one-key-sign-were-not-headed-for-a-wave-of-foreclosures/">One Key Sign We’re Not Headed for a Wave of Foreclosures</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there.</p>
<p><strong>The simple truth is </strong><a href="https://www.simplifyingthemarket.com/2026/01/21/why-rising-foreclosure-headlines-arent-a-red-flag-for-todays-housing-market/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank"><strong>foreclosure filings</strong></a><strong> <em>are </em>rising. But they’re <em>nowhere near </em>crisis levels. And that’s not where they’re headed either. Here’s why.</strong></p>
<p>Take a look at <strong>serious delinquencies</strong> – loans where the homeowner is more than 90 days late on their mortgage payments.</p>
<p>While those have increased slightly, <a href="https://www.newyorkfed.org/microeconomics/hhdc" rel="noopener noreferrer" target="_blank">data</a> from the<em> New York Fed </em>shows they still remain low. And they aren’t anywhere close to levels seen when the market crashed <em>(see graph below)</em>:</p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260304/20260309-Mortgage-Delinquency-Rates-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260304/20260309-Mortgage-Delinquency-Rates-original.png" alt="a graph with numbers and a line" style="width: 100%; height: auto; display: block;"></a>Right now, about <strong>1%</strong> of mortgages are seriously delinquent.<strong> That’s only 1 in 100.</strong></p>
<p>In the years around the crash, they were up around <strong>9%</strong>.<strong> That’s 1 in 11.</strong></p>
<p>That’s a big difference.</p>
<p>And it’s important to remember not all delinquencies even become foreclosure filings. Some homeowners who are falling behind will work out repayment plans with their banks and lenders because banks don’t want to see a wave of foreclosures either.</p>
<p>That’s why foreclosure numbers are even lower than delinquencies. <strong>ATTOM </strong><a href="https://www.attomdata.com/news/market-trends/foreclosures/2025-year-end-foreclosure-market-report/" rel="noopener noreferrer" target="_blank"><strong>shows</strong></a><strong> only 0.3% of all homes are currently going through a foreclosure filing.</strong> And those won’t even all go to a full foreclosure. That’s not a wave. That’s a ripple at most.</p>
<h4><strong>If People Are Falling Behind on Payments, Why Aren’t There Even More Foreclosures?</strong></h4>
<p>And maybe you’re wondering, if people are struggling financially, why aren’t there more foreclosures? Here’s the easiest way to answer that.</p>
<p>When households feel financial pressure, they tend to prioritize their mortgage payment above almost everything else. Because the last thing they want to lose is their home.</p>
<p><a href="https://www.newyorkfed.org/microeconomics/hhdc" rel="noopener noreferrer" target="_blank">Data</a> from the <em>New York Fed </em>shows serious delinquencies have risen more for credit cards and auto loans (<em>the blue and green lines</em>). But mortgage delinquencies and home equity lines of credit (borrowing against the value of your home) aren’t seeing the same big uptick (<em>the yellow and orange lines</em>). They’re a lot more stable overall.</p>
<p><strong><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260304/20260309-Despite-Rising-Delinquency-Elsewhere-original.png" style="width: 100%; height: auto; display: block;">In other words, people may fall behind on other debts, but they fight hard to keep their homes. And, in today’s housing market, they’re also in a strong equity position to do so.</strong></p>
<h4><strong>Home Equity Changes Everything</strong></h4>
<p>Many people have built significant <a href="https://www.simplifyingthemarket.com/2026/02/12/four-ways-your-home-equity-can-work-for-you/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">equity</a> over the past several years. And that creates options. As Daren Blomquist, VP of Market Economics at <em>Auction.com</em>, explains:</p>
<blockquote><p><em>“Distressed homeowners… many times they still have equity in their homes. There’s an opportunity for them to sell that home, avoid foreclosure, and walk away with equity.”</em></p></blockquote>
<p>That’s a major difference from 2008. Back then, many homeowners owed more than their homes were worth. And selling wasn’t an easy solution. Today, for many people, it is. And even in situations where equity isn’t enough, homeowners are encouraged to contact their loan servicer early to explore alternatives to foreclosure.</p>
<h3>Bottom Line</h3>
<p>Are foreclosure filings rising slightly? Yes. Are they anywhere near crash territory? No. And homeowners today have far more equity and flexibility than they did during the crash.</p>
<p>If you’re concerned about what you’re seeing in the headlines, the best move isn’t <strong><em>panic</em></strong>, it’s <strong><em>perspective</em></strong>. And the data right now says this isn’t 2008 all over again.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/one-key-sign-were-not-headed-for-a-wave-of-foreclosures/">One Key Sign We’re Not Headed for a Wave of Foreclosures</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>If Your House Isn’t Getting Offers, Read This.</title>
		<link>https://www.prscahomes.com/if-your-house-isnt-getting-offers-read-this/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Wed, 11 Mar 2026 10:30:00 +0000</pubDate>
				<category><![CDATA[Agent Value]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Price It Right/Overpricing]]></category>
		<category><![CDATA[Selling Tips]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/if-your-house-isnt-getting-offers-read-this/</guid>

					<description><![CDATA[<p>Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it&#8217;s also not the end of the road.  Homes are selling every day, so you can turn this around. You just [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/if-your-house-isnt-getting-offers-read-this/">If Your House Isn’t Getting Offers, Read This.</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>Online searches for “<em>can’t sell house</em>” just hit an all-time high according to <a href="https://trends.google.com/explore?date=all&amp;geo=US&amp;q=can%27t%2520sell%2520house" rel="noopener noreferrer" target="_blank"><em>Google Trends</em></a>. So, if your house has been sitting on the market without any bites, you’re not the only one. But it&#8217;s also not the end of the road.<strong> </strong></p>
<p><strong>Homes are selling every day, so you can turn this around. You just need to take another look at your approach.</strong></p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260310/20260311-Google-Searches-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260310/20260311-Google-Searches-original.png" alt="a graph of a house price" style="width: 100%; height: auto; display: block;"></a>If you’re feeling this pain, know this: an online search engine isn’t where you should go for your answers. It’s much better to talk to your agent. <strong>Because a search engine doesn’t know your market or your house. But your agent does.</strong></p>
<p>While a quick search or an AI platform may give you some tips on what to try, only an expert agent can actually diagnosis what’s going on – <em>and how to fix it</em>.</p>
<p>For example, your agent knows most homes that struggle to sell today are usually being held back by one (or more) of these three things.</p>
<h4><strong>1. Presentation: Buyers Will Compare Everything</strong></h4>
<p>When inventory was tight a few years ago, buyers overlooked imperfections because they had to, or they’d lose out to another bidder. Now? That’s no longer the case.</p>
<p>Today’s buyers scroll through dozens of listings in just minutes. They compare condition, updates, lighting, finishes, layout, and more – all side by side. If your home feels dated, cluttered, or in need of repairs, buyers will notice and it’ll knock your house right off their list of contenders.</p>
<p><strong>This doesn’t mean you need a full renovation. But it does mean first impressions matter again. </strong>To compete today, you need curb appeal. Clean spaces. Neutral colors. Professional photos. If there are scuffs on the walls, obvious repairs, or too many outdated features, it could be what’s holding you back.</p>
<h4><strong>2. Pricing: If the Price Isn’t Compelling, It’s Not Selling</strong></h4>
<p>This is maybe the hardest one to hear, but <strong>what your neighbor sold their house for a few years ago isn’t necessarily the same price you’ll get today.</strong> As Selma Hepp, Chief Economist at <em>Cotality</em>, <a href="https://www.marketwatch.com/picks/home-price-growth-sees-its-weakest-annual-appreciation-since-2011-6-economists-and-real-estate-pros-on-where-home-prices-are-headed-in-2026-2264ee9a" rel="noopener noreferrer" target="_blank">says</a>:</p>
<blockquote><p><em>“For sellers, the days of pricing aggressively and expecting instant offers are largely over. </em><strong><em>Homes that are well-priced and well-presented will still sell, but pricing discipline matters more than it did during boom years</em></strong><em>.”</em></p></blockquote>
<p>Buyers are budget-conscious right now. If your home is priced based on outdated expectations instead of current demand, buyers may still look at your house online… but they likely won’t write an offer. Or, they’ll make an offer that you think is too low.</p>
<p>Pricing too high for this market is one of the top things sellers miss the mark on today. And those who aren’t willing to meet the market where it is or entertain offers may feel stuck.</p>
<h4><strong>3. Access: If Buyers Can’t See It, They Can’t Buy It</strong></h4>
<p>It sounds obvious but limited showing availability can kill your momentum. If your house isn’t easy to see because you’re restricting showings to evenings only, no weekends, or requiring a 24-hour notice, you&#8217;re cutting your buyer pool down by more than you may realize. </p>
<p><strong>And the more friction you create, the fewer buyers walk through the door.</strong></p>
<p>In a market where buyers have more options, the last thing you want to do is give them a reason to skip your house. Availability matters because <strong>if no one sees it, no one buys it.</strong></p>
<h4><strong>Don’t Let Search Results Decide Your Next Step</strong></h4>
<p>When your house isn’t selling, it’s tempting to spiral and wonder if it’s the market or if something’s wrong with your house. But instead of searching for answers online, here&#8217;s what to do.</p>
<p><strong>Sit down with your agent and ask three honest questions:</strong></p>
<ul>
<li>What are buyers looking for in today’s market?</li>
<li>What feedback are we getting from showings?</li>
<li>Why do you think my house hasn’t sold yet?</li>
</ul>
<p>That conversation will bring a lot more clarity than any search engine results.</p>
<h3>Bottom Line</h3>
<p><strong>If your listing feels stuck, it’s not a sign you shouldn’t sell. It’s the market giving you feedback. And feedback is powerful when you use it.</strong></p>
<p>Start with a real conversation with a real agent about what’s working and what’s not. Your agent will be able to tell you which small adjustments could totally change the momentum. Because in this market, the sellers who adapt are the ones who move.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/if-your-house-isnt-getting-offers-read-this/">If Your House Isn’t Getting Offers, Read This.</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>Spring Sellers Have an Edge. Here’s Why.</title>
		<link>https://www.prscahomes.com/spring-sellers-have-an-edge-heres-why/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Thu, 05 Mar 2026 12:30:00 +0000</pubDate>
				<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Selling Tips]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/spring-sellers-have-an-edge-heres-why/</guid>

					<description><![CDATA[<p>Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Spring is the season that most often delivers all three. So, if a move has been on your mind this year, this is the window where momentum tends to work in your favor. Here’s what makes this [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/spring-sellers-have-an-edge-heres-why/">Spring Sellers Have an Edge. Here’s Why.</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Spring is the season that most often delivers all three.</p>
<p>So, if a move has been on your mind this year, this is the window where momentum tends to work in your favor. Here’s what makes this season so powerful for sellers.</p>
<h4><strong>1. More Buyers Will Be Looking</strong></h4>
<p>Typically speaking, in the housing market, there’s no more popular time to move than the Spring. Historically, <a href="https://showingtime.com/showing-index%E2%80%8B" rel="noopener noreferrer" target="_blank">data</a> coming out of <em>ShowingTime </em>proves that’s when <a href="https://www.simplifyingthemarket.com/2026/01/01/more-buyers-are-planning-to-move-in-2026-heres-how-to-get-ready/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">buyer activity</a> peaks each year. Take a look for yourself (<em>see graph below</em>):</p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260305-Buyer-Showings-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260305-Buyer-Showings-original.png" alt="a graph of numbers and a number of months" style="width: 100%; height: auto; display: block;"></a>And this year, there’s more than just the seasonal trend working in your favor. Mortgage rates are also sitting near <a href="https://www.simplifyingthemarket.com/2026/02/04/its-getting-more-affordable-to-buy-a-home/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">3-year lows</a> – and that combination matters.</p>
<p><strong>More buyers + improving affordability = more eyes on your house</strong>.</p>
<p>That doesn’t mean the market will return to the frenzy of the pandemic – far from it. But it does mean more buyers will be ready to re-enter the market. And that’s good for you. As <em>Redfin</em> says:</p>
<blockquote><p><em>“Homebuying demand is improving . . . and mortgage-purchase applications are sitting near their highest level in three years. . .&#8221;</em></p></blockquote>
<p>You should make sure your house is listed so you can take advantage of the uptick in demand. Because more activity means one thing: more opportunity to get a deal done.</p>
<h4><strong>2. You May Get More Offers</strong></h4>
<p>With more buyer demand, it makes sense that you may get more offers on your house. And history shows that’s usually true.</p>
<p>If we look at the <a href="https://www.nar.realtor/research-and-statistics/research-reports/realtors-confidence-index" rel="noopener noreferrer" target="_blank">data</a> for the last three years from the <em>National Association of Realtors</em> (NAR), and take the averages for each month, it’s clear sellers in the Spring get more offers (<em>see graph below</em>):</p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260305-Spring-Buyer-Demand-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260305-Spring-Buyer-Demand-original.png" alt="a graph of sales" style="width: 100%; height: auto; display: block;"></a>Now, don’t expect the excessive bidding wars that were so famous in 2020 and 2021. But it does mean, seasonality could help you out this Spring. As <em>Realtor.com </em><a href="https://www.facebook.com/realtor.com/posts/spring-is-a-strong-season-for-sellersbuyer-demand-is-heating-up-inventory-is-sti/1119100823596395/" rel="noopener noreferrer" target="_blank">explains</a>:</p>
<blockquote><p><em>“Spring typically brings out more buyers who are ready to make a move before summer.</em><strong><em> Listings see more views, showings, and offers during this season</em></strong><em>.”</em></p></blockquote>
<p>And that could be really good for your bottom line.</p>
<h4><strong>3. Homes Usually Sell Faster</strong></h4>
<p>There’s one more predictable pattern that happens pretty much every Spring based on <a href="https://www.realtor.com/research/data/" rel="noopener noreferrer" target="_blank">research</a> from <em>Realtor.com.</em> Homes sell faster (<em>see graph below</em>):</p>
<p><strong><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260305-Homes-Typically-Sell-Faster-original.png" style="width: 100%; height: auto; display: block;">On average, homes sell 20 days faster in the Spring compared to the Winter. That’s almost 3 weeks shaved off your timeline. And that&#8217;s a difference you can feel.</strong></p>
<p>Since homes have been taking longer to sell lately, listing your house during what’s usually the most active time of the year means you’re setting yourself up to move as quickly as possible. And isn’t that what sellers really want?</p>
<p><strong>The faster your home sells, the earlier you can move on to what’s next for you.</strong></p>
<p>If you’re eager to go on to your next chapter, need to <a href="https://www.simplifyingthemarket.com/2026/01/29/why-so-many-homeowners-are-downsizing-right-now/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">downsize</a>, or you’ve run <a href="https://www.simplifyingthemarket.com/2026/02/16/move-up-buyers-are-choosing-new-construction/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">out of space</a>, Spring may be your best time to sell. </p>
<h3>Bottom Line</h3>
<p>Spring doesn’t guarantee a sale. Strategy still matters. But this season gives you something valuable: momentum.</p>
<p>More buyers. More activity. More opportunity.</p>
<p>The real question is: <strong><em>if you’re going to sell this year, why not do it when the odds are in your favor?</em></strong></p>
<p>Talk to an agent about what selling this season could mean for your house and your timeline.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/spring-sellers-have-an-edge-heres-why/">Spring Sellers Have an Edge. Here’s Why.</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>Are Home Prices Dropping? Here’s the Real Story.</title>
		<link>https://www.prscahomes.com/are-home-prices-dropping-heres-the-real-story/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Wed, 04 Mar 2026 12:30:00 +0000</pubDate>
				<category><![CDATA[Equity]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Home Prices]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/are-home-prices-dropping-heres-the-real-story/</guid>

					<description><![CDATA[<p>You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder: Is this the start of a crash? What does this mean for my house? Let’s clear this up right away. This is not a crash. And your home is not [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/are-home-prices-dropping-heres-the-real-story/">Are Home Prices Dropping? Here’s the Real Story.</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:</p>
<p><em>Is this the start of a crash?</em></p>
<p><em>What does this mean for my house?</em></p>
<p>Let’s clear this up right away. <strong>This is not a crash.</strong> <strong>And your home is not suddenly losing a lot of value.</strong></p>
<h4><strong>The National Story – Prices Are Still Going Up</strong></h4>
<p>Here’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.</p>
<p>That’s why, at the national level, home prices are still rising, just at a slower pace. <a href="https://www.nar.realtor/blogs/economists-outlook/single-family-home-prices-had-positive-price-gains-in-73-of-230-metro-areas-in-2025-q4" rel="noopener noreferrer" target="_blank">According</a> to the <em>National Association of Realtors</em> (NAR):</p>
<blockquote><p><em>“Home prices continued to rise in the fourth quarter of 2025. National median prices rose 1.2% year over year to $414,900.”</em></p></blockquote>
<p>That’s not the rapid growth of a few years ago, but it’s not a downturn either. And just to really drive this home, here’s a look at the <a href="https://www.nar.realtor/newsroom/home-prices-increased-in-73-of-metro-areas-in-fourth-quarter-of-2025" rel="noopener noreferrer" target="_blank">data</a> from NAR at a regional level, so you can see that the negative narrative spun up online isn’t the whole truth (<em>see graph below</em>):</p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260304-Home-Prices-Are-Still-Up-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260304-Home-Prices-Are-Still-Up-original.png" alt="a graph of a number of houses" style="width: 100%; height: auto; display: block;"></a>Home prices are up (or at least holding steady) in the Northeast, Midwest, and South. The West has seen some small declines in certain markets, but “small” is the key word.</p>
<p>There is no wave of falling prices across the country. Instead, there are just a few pockets adjusting after several years of what’s typically considered unsustainable or exponential growth.</p>
<h4><strong>Yes, Some Markets Have Come Down, But Look at the Bigger Picture.</strong></h4>
<p>Okay, but what about the places where prices have declined? According to <a href="https://www.resiclubanalytics.com/" rel="noopener noreferrer" target="_blank"><em>ResiClub</em></a> and <em>Zillow</em>, that’s not a cause for major concern. When you zoom out and look at those same markets over the past five years, the story changes (<em>see graph below</em>):</p>
<p><a href="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260304-Recent-Home-Price-Declines-original.png" rel="noopener noreferrer" target="_blank"><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260226/20260304-Recent-Home-Price-Declines-original.png" alt="a graph of a number of percent" style="width: 100%; height: auto; display: block;"></a>In the areas with recent declines, <a href="https://www.simplifyingthemarket.com/2026/02/12/four-ways-your-home-equity-can-work-for-you/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">home values</a> are <strong>still significantly higher</strong> than they were just five years ago. That’s a direct reflection of how much home values have gone up.</p>
<p><strong>Online chatter tends to shine a spotlight on the few areas that are down. But the bigger picture shows most homeowners are still in a very strong position.</strong></p>
<p>Of course, every market, and every home, is different. But broadly speaking, home values are holding steady. And this isn’t a sign of widespread trouble in the market.</p>
<h3>Bottom Line</h3>
<p>Despite what you may be seeing online, home prices are rising or holding steady in most parts of the country.</p>
<p>If you’re curious what your home is worth today, take a look at the numbers with a local real estate agent. Because context, and local expertise, matter more than what you’re seeing online.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/are-home-prices-dropping-heres-the-real-story/">Are Home Prices Dropping? Here’s the Real Story.</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>The Hidden Advantage Repeat Buyers Have Right Now</title>
		<link>https://www.prscahomes.com/the-hidden-advantage-repeat-buyers-have-right-now/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Mon, 02 Mar 2026 11:30:00 +0000</pubDate>
				<category><![CDATA[Downsize]]></category>
		<category><![CDATA[Equity]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Senior Market]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/the-hidden-advantage-repeat-buyers-have-right-now/</guid>

					<description><![CDATA[<p>What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable. Nearly 3 in 10 homes purchased today are bought in cash, according to the National Association of Realtors (NAR). That’s far more than the pre-pandemic norm (see graph [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/the-hidden-advantage-repeat-buyers-have-right-now/">The Hidden Advantage Repeat Buyers Have Right Now</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable.</p>
<p><strong>Nearly 3 in 10 homes purchased today are bought in cash</strong>, <a href="https://cms.nar.realtor/sites/default/files/2026-01/2025-12-realtors-confidence-index-01-21-2026.pdf" rel="noopener noreferrer" target="_blank">according</a> to the <em>National Association of Realtors</em> (NAR). That’s far more than the pre-pandemic norm (<em>see graph below</em>):</p>
<p><strong><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260224/20260302-Nearly-3-in-10-Homes-Are-Purchased-with-Cash-original.png" style="width: 100%; height: auto; display: block;">So, how are so many buyers pulling that off? The answer is simple: </strong><a href="https://www.simplifyingthemarket.com/2026/02/12/four-ways-your-home-equity-can-work-for-you/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank"><strong>home equity</strong></a><strong>.</strong></p>
<p>Back in 2020-2021, mortgage rates and the number of homes for sale were both at all-time lows. And that combination pushed home prices up, fast.</p>
<p><strong>If you owned a home during that time, it likely gained significant value </strong>–<strong> maybe even enough to buy your next house in cash</strong>. NAR <a href="https://www.nar.realtor/blogs/economists-outlook/the-cash-buyer-and-the-waltz-of-the-rising-rates-a-modern-market-tale" rel="noopener noreferrer" target="_blank">explains</a>:</p>
<blockquote><p><em>“. . . </em><strong><em>rising home equity has armed many existing homeowners with the financial leverage to make cash offers</em></strong><em>, allowing them to convert years of price appreciation into immediate purchasing power.”</em></p></blockquote>
<p>Here’s why you may want to go that route yourself, if you have enough equity to do it.</p>
<h4><strong>1. Your Offer Becomes More Attractive</strong></h4>
<p>Sellers value certainty. And an all-cash offer removes one of the biggest unknowns in a transaction: financing. As <em>Rocket Mortgage</em> explains:</p>
<blockquote><p><em>“</em><strong><em>Cash offers are attractive to sellers.</em></strong><em> Sellers often prefer to work with cash buyers if they can because they don’t have to worry about a buyer’s financing falling through at the last minute.”</em></p></blockquote>
<p>In many markets, an all-cash offer can give you a serious edge.</p>
<h4><strong>2. You Can Close Faster</strong></h4>
<p>And since you don&#8217;t have to worry about underwriting, lender approvals, and loan processing, the time it takes to close shrinks. <em>Cotality </em><a href="https://www.cotality.com/insights/articles/why-cash-buyers-are-getting-a-better-deal" rel="noopener noreferrer" target="_blank">puts</a> it this way:</p>
<blockquote><p><em>“Cash buyers have always enjoyed an edge over borrowers. They remove financing risk, reduce delays, and often </em><strong><em>close in days rather than weeks</em></strong><em>.”</em></p></blockquote>
<p>If the owner of the house you&#8217;re buying is already under contract on their next home or they just need to move fast (like for a new job), that speed is a real draw.</p>
<h4><strong>3. You Won&#8217;t Have Monthly Mortgage Payments</strong></h4>
<p>When you buy in cash, you don’t have to finance your purchase. That means you don’t have to worry about what today’s mortgage rates are and you own the house outright from the day you close. And that’s a big deal.</p>
<p>No mortgage.</p>
<p>No monthly payment.</p>
<p>Full ownership.</p>
<p>That financial freedom opens the door for other big lifestyle benefits. <em>Zillow </em>explains:</p>
<blockquote><p><em>“Paying in cash means you own your home outright. This eliminates the need for monthly mortgage payments, freeing up your finances for other priorities like savings, travel, or home improvements.”</em></p></blockquote>
<h4><strong>4. You May Get a Better Deal</strong></h4>
<p>And here’s one more thing that surprises a lot of homeowners: <strong>cash buyers often pay less for the house.</strong></p>
<p><a href="https://www.cotality.com/insights/articles/why-cash-buyers-are-getting-a-better-deal" rel="noopener noreferrer" target="_blank">According</a> to <em>Cotality, </em><strong>all-cash buyers tend to spend roughly 9% less on the house than buyers who use a mortgage. </strong>That’s because some sellers are willing to accept lower offers to get a deal done quickly, with more certainty of closing, and fewer financing hoops to jump through. As <em>Cotality </em>explains:</p>
<blockquote><p><em>“From a seller’s point of view, a lower but reliable offer can feel preferable to a higher one that may collapse weeks later.”</em></p></blockquote>
<p>And that advantage grows with each passing year (<em>see graph below</em>):</p>
<h4><strong><img decoding="async" src="https://files.keepingcurrentmatters.com/KeepingCurrentMatters/content/images/20260224/20260302-Cash-Buyers-Are-Getting-Bigger-Discounts-original.png" style="width: 100%; height: auto; display: block;">Is an All-Cash Move Realistic for You?</strong></h4>
<p>Not every homeowner will buy their next house outright in cash. And that’s okay.</p>
<p>But the bigger takeaway is this: <strong>the equity you’ve built may give you more options than you think.</strong> </p>
<p>Whether that means <a href="https://www.simplifyingthemarket.com/2026/01/29/why-so-many-homeowners-are-downsizing-right-now/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">downsizing</a> and eliminating a mortgage entirely, or just relocating with stronger negotiating power, your current house may be what makes it possible.</p>
<h3>Bottom Line</h3>
<p>Before assuming you’ll need another traditional mortgage, it’s worth asking one simple question: <strong><em>How much equity do you really have? </em></strong>Because the answer might change what you thought your next move could look like.</p>
<p>Curious what your home equity could do for you? Ask a local real estate agent to run the numbers and see what kind of buying power you’re really sitting on.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/the-hidden-advantage-repeat-buyers-have-right-now/">The Hidden Advantage Repeat Buyers Have Right Now</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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		<title>Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)</title>
		<link>https://www.prscahomes.com/top-mistakes-homeowners-are-making-in-2026-and-how-to-avoid-them/</link>
		
		<dc:creator><![CDATA[Margaret Roy]]></dc:creator>
		<pubDate>Thu, 26 Feb 2026 11:30:00 +0000</pubDate>
				<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Price It Right/Overpricing]]></category>
		<category><![CDATA[Selling Tips]]></category>
		<guid isPermaLink="false">https://www.prscahomes.com/top-mistakes-homeowners-are-making-in-2026-and-how-to-avoid-them/</guid>

					<description><![CDATA[<p>Let’s be clear: selling your house is absolutely possible right now. According to the National Association of Realtors (NAR), roughly 11k homes sell every day in this country. And the sellers who are making their moves happen all have one thing in common: they’ve adjusted their strategy to match today’s market. They’re realizing inventory has [&#8230;]</p>
<p>The post <a href="https://www.prscahomes.com/top-mistakes-homeowners-are-making-in-2026-and-how-to-avoid-them/">Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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<p>Let’s be clear: selling your house is absolutely possible right now. According to the <em>National Association of Realtors</em> (NAR), roughly <a href="https://www.nar.realtor/newsroom/nar-existing-home-sales-report-shows-8-4-decrease-in-january" rel="noopener noreferrer" target="_blank">11k homes</a> sell every day in this country.</p>
<p>And the sellers who are making their moves happen all have one thing in common:<strong><em> </em></strong>they’ve adjusted their strategy to match today’s market. They’re realizing inventory has grown. Homebuyers are more selective. And buyer expectations are higher.</p>
<p><strong><em>The sellers who struggle are usually approaching today’s market with yesterday’s expectations. </em></strong>Here are the three biggest mistakes they&#8217;re making – and how to avoid them.</p>
<h4><strong>1. Pricing Based on What Their Neighbor Got a Few Years Back</strong></h4>
<p>Setting <a href="https://www.simplifyingthemarket.com/2026/02/19/the-price-you-set-can-make-or-break-your-sale/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">your price</a> is the most important decision you make when you sell – and the one that’s most often mishandled. <strong><em>Realtor.com</em> </strong><a href="https://www.realtor.com/research/data/" rel="noopener noreferrer" target="_blank"><strong>data</strong></a><strong> shows almost 1 out of 5 sellers in 2025 had to drop their price.</strong> Here’s what those sellers went wrong.</p>
<p>Buyers have more choice and more negotiating power now that inventory has grown. And house hunters will actively avoid your house is if feels like it’s priced too high. That&#8217;s why overpricing usually leads to:</p>
<ul>
<li>Fewer showings</li>
<li>Less competitive (or lowball) offers</li>
<li>Longer time on market</li>
</ul>
<p>And all three of those side effects are things you don’t want to deal with.</p>
<p><strong><u>What To Do Instead</u>:</strong> The good news is the cure is simple. <strong>Just price for <em>today’s</em> buyer, not <em>yesterday’s </em>headlines. </strong>Lean on your agent’s knowledge of recent comparable sales, current competition, and local buyer behavior to land in the value “sweet spot” that drives traffic and urgency from day one.</p>
<h4><strong>2. Trying To Skip Repairs That Buyers Now Expect</strong></h4>
<p>A few years ago, you could <a href="https://www.simplifyingthemarket.com/2026/01/07/thinking-about-selling-your-house-as-is-read-this-first/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank">sell as-is</a> and still get well above asking. Today? Not so much. <strong>Right now, NAR says </strong><a href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" rel="noopener noreferrer" target="_blank"><strong>two-thirds</strong></a><strong> of sellers are making at least some repairs.</strong></p>
<p>And the reason why is simple. In a market with more inventory, buyers compare homes side by side. Homes that don&#8217;t show well (or feel dated) are going to lose attention quickly, even if the issues are minor. </p>
<p><strong><u>What To Do Instead</u>: Ask your agent which high-impact, low-stress </strong><a href="https://www.simplifyingthemarket.com/2026/01/19/home-updates-that-actually-pay-you-back-when-you-sell/?a=820426-6c9c2d2b7e0c535f438216dd85918e6a" rel="noopener noreferrer" target="_blank"><strong>updates</strong></a><strong> they’d recommend for your house. </strong>The goal isn’t perfection. It’s helping buyers see themselves moving in without a mental to-do list. Small investments in staging, repairs, and curb appeal can make a huge difference in how quickly offers come in – and how strong those offers are.</p>
<h4><strong>3. Playing Hardball When Buyers Try To Negotiate</strong></h4>
<p>Today’s buyers have housing affordability at the top of their minds.<strong> </strong>And since money is already tight, they’ll be pickier and will probably ask for some compromises from you. Whether that’s making repairs, giving them a credit at closing, or taking just a few thousand dollars off your asking price, <strong>negotiating is normal again.</strong></p>
<p>So, if something pops up in the inspection, you’re going to need to be open to talking about it. If you’re not, you may very well see your buyer walk away. And some sellers are figuring this out the hard way. <strong><em>Redfin </em>data shows one of the big reasons home sales fell thru in 2025 was inspection or repair issues.</strong> Odds are those homeowners weren’t willing to flex a bit to get the deal done.</p>
<p><strong><u>What to Do Instead:</u> Meet with your agent to make sure you understand what buyers in your area care the most about. </strong>Align your price with value, present the home clearly and confidently, and stay open to reasonable negotiations that keep deals moving forward.</p>
<h3>Bottom Line</h3>
<p><strong>The sellers who succeed in this market aren’t doing anything extreme. </strong>They’re pricing their house right, making strategic repairs, getting local guidance, and making decisions based on how buyers actually behave today. Those small but mighty mindset shifts could make or break your sale.</p>
<p><strong>Want a real plan tailored to your home and your neighborhood? </strong>Talk to a local agent.</p>
</div>
<p>The post <a href="https://www.prscahomes.com/top-mistakes-homeowners-are-making-in-2026-and-how-to-avoid-them/">Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)</a> appeared first on <a href="https://www.prscahomes.com">Platinum Realty Services</a>.</p>
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